Travel insurance might not be a necessary item on your list, you might think why to spend money on something that is uncertain. But nothing is fixed, holidays disaster, medical emergencies, and cancellations can occur anytime. Although travel insurance will not help you avoid these misfortunes they can be useful in some situations. Check out the benefits of buying travel insurance:
Resumption of journey
In case death occurs in your family while you are traveling, your flights will be covered to get you back home
Loss of income
If you get injured during your trip and can no longer work then you will be paid loss of income benefits for a limited period of time.
Overseas medical cost
In case you need to go to the hospital suddenly because of illness or injury then your hospital stay and treatments will be covered.
If you die within one year of an injury that you experience during your trip then you are entitled to a death payment.
Travel insurance covers you in case your things or luggage is lost or stolen during your trip.
Cancellation fees and lost deposits
If you missed your flights or planned accommodation because of uncontrollable circumstances like sickness, injuries or natural disasters then you are covered for cancellation fees and lost deposits.
During a vacation, all of us participate in some adventure activities travel insurance covers you in case you get injured while performing any activity.
Travel medical insurance
In travel medical insurance, travelers can get reimbursement for the total amount of money that they spend on medical treatment.